Common Questions & the Facts
How much does the plan cost?
Your prescription discount card is provided to you free of charge by
Does everyone in my family need an individual card?
No. Everyone in the family may use the same card if desired.
Can I use this card to get discounts on my pet’s medications?
Yes, if your pet has been prescribed a medication, you may receive a
discount on the medication by taking the prescription to a participating retail
I just received my card. Can I use it right away?
Yes, just use your card to start saving immediately. Present your
prescription discount card at a participating retail pharmacy when you fill or
refill your prescriptions.I’ve lost my card.
How can I get a replacement?
Please call toll free 1-877-321-2652.
Can I use my card to get discounts on over-the-counter products and
Not usually. However, discounts are available for many diabetic
How is this prescription discount program different from traditional
This plan is not insurance; it is a prescription discount program. The
card provides immediate discounts at the pharmacy. Upon presenting your card to
the pharmacist, you will pay the lower of a discounted price or the pharmacy’s
regular retail price. There are no claim forms to fill out and no limit to the
number of times you can use the card. These discounts are available only at
participating retail pharmacies.
Can I use my prescription discount card with my current insurance
benefit to reduce my costs?
Your card cannot be used in conjunction with other insurance. However,
you are able to use your card to purchase prescriptions that are not covered by
Can I still use my prescription discount card if I sign up for a
Medicare prescription plan?
Yes, you can use your prescription discount card anytime you need to
purchase a prescription that is not covered by your Medicare prescription plan
or any other insurance.
Should I use my prescription discount card during my deductible and gap
periods of coverage for covered medications?
No. Only use your prescription discount card to purchase non-covered
Can I use my prescription discount card in addition to my Medicare
prescription plan and get additional discounts?
No. You need to present either your Medicare prescription plan card or
your prescription discount card. Only use your prescription discount card when
purchasing medications not covered by your Medicare prescription plan.
I’m not going to sign-up for a Medicare prescription plan; can I still
use my prescription discount card?
Yes, you can continue to use your prescription discount card just as
you do today.
Which pharmacies accept the card?
The prescription discount card is accepted at 59,000 retail pharmacies
nationwide, including many of the leading chains. Ask your local pharmacy if
they participate or call toll free 1-877-321-2652 to find out if a specific
pharmacy participates in the program.
How much will I save?
While savings on each prescription may vary, you can save an average of
20 percent off of the pharmacy’s regular retail prices for prescription drugs.
In addition, you may save even more by choosing from our list of select
medications. This list is comprised of products offering additional savings.
Will I always receive the lowest price?
Yes. You will receive the best price available to you through this
program at the pharmacy. On occasion, pharmacies will price a particular
medication lower than the discount rate provided by the card. If that occurs,
you will receive the lower price.
Can I find out the discounted price of my prescriptions before going to
Because prices can vary by location, only the actual pharmacy can tell
you the exact price of the prescription. However, you can look up an estimated
price for medications at www.caremark.com/naco, or call toll free
Why did the price of my prescription change since the last time I
purchased the prescription?
Drug prices are different from pharmacy to pharmacy. Even chains have
different prices in their stores depending on the population they are servicing.
Additionally, manufacturers’ drug prices change periodically.
The brochure says I can save an average of 20 percent on my prescription
medication. Will I save 20 percent on all my medications?
Because a pharmacy's retail price or usual and customary charge can
differ greatly by pharmacy, your exact percentage of savings may vary depending
on the prescription drug and the price you have paid before.
Do I have to choose between my prescription discount card and the
Wal-Mart $4 generic option?
No, always present your prescription discount card at a participating
pharmacy, including Wal-Mart, so you will receive the lowest price available
from the pharmacy for that prescription medicine on that day. You will receive
the $4 price at Wal-Mart, when applicable, and the prescription discount card
discounted price when it is lower.
Should I still present my prescription discount card at Wal-Mart when
buying a $4 generic?
Yes, always present your prescription discount card when buying
prescriptions not covered by a prescription drug benefit plan. For generic
medicine on the Wal-Mart list, you will pay either $4 or the prescription
discount card price, whichever is lower.
Can I get an additional discount off the Wal-Mart Generic Drug Program –
$4 for select generics – if I show my prescription discount card?
No, when presenting your prescription discount card, you will receive
either the pharmacy’s regular price for the prescription medicine or the
prescription discount card discounted price, whichever is lower. If Wal-Mart’s
$4 price for select generics is lower than the prescription discount card price,
you will pay $4. With the prescription discount card, you will receive the best
price available for your prescription medicine on that day from that pharmacy.
What is specialty pharmacy and what kinds of services do they offer?
Specialty pharmacy offers delivery of injectable and select oral
specialty medication and supplies to the location of your choice. Services
include delivery notification and refill reminder calls to help you stay on your
treatment plan. You’ll also receive expert care services including counseling,
follow up care calls, informative disease-related materials, and access to
health experts 24 hours a day, seven days a week.
What drugs are offered through specialty pharmacy?
Medications for a variety of chronic conditions including multiple
sclerosis, rheumatoid arthritis, cystic fibrosis, hemophilia, infertility,
immunologic disorders, Crohn’s disease, Gaucher disease, pulmonary hypertension,
Fabry disease, MPS 1, blood dyscrasia, growth hormone deficiency, respiratory
syncytial virus, hepatitis C and more are available through specialty pharmacy.
What is Mail Service?
With the Caremark Mail Service program, you can purchase up to a 90-day
supply of select medications from the mail service pharmacy for a fixed price.
It’s easy to get started with mail service—just send in the mail service order
form along with your original prescription, to Caremark. For a list of
medications available through and to receive an order form please call toll free
1-877-321-2652 or visit www.caremark.com/naco.